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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,022 | $106,005+42.5% | $92,239+63.7% | $147,585+2.3% |
| Participation rate | 80.0% | 80.4%-0.4pp | 76.5%+3.5pp | 82.8%-2.8pp |
| Annual return | 14.42% | 50.05%-35.6pp | 176.29%-161.9pp | 578.58%-564.2pp |
| Employer contribution / active EE | $2,467 | $4,333-43.1% | $3,680-32.9% | $4,876-49.4% |
| Participant deferral / active EE | $5,199 | $4,478+16.1% | $3,897+33.4% | $5,439-4.4% |
| Admin fee / account holder | $6,754 | $6,333+6.7% | $5,194+30.0% | $10,886-38.0% |