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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,932 | $80,983-11.2% | $96,544-25.5% | $75,177-4.3% |
| Participation rate | 80.8% | 71.8%+9.0pp | 76.0%+4.8pp | 67.2%+13.6pp |
| Annual return | 10.14% | 27.05%-16.9pp | 25.88%-15.7pp | 160.75%-150.6pp |
| Employer contribution / active EE | $2,709 | $2,282+18.7% | $2,966-8.7% | $2,671+1.4% |
| Participant deferral / active EE | $4,767 | $3,929+21.3% | $4,851-1.8% | $4,126+15.5% |
| Admin fee / account holder | $15,383 | $6,717+129.0% | $8,254+86.4% | $5,651+172.2% |