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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,560 | $52,978+227.6% | $116,096+49.5% | $65,306+165.8% |
| Participation rate | 51.1% | 51.6%-0.5pp | 73.3%-22.2pp | 57.7%-6.5pp |
| Annual return | 16.22% | 27.83%-11.6pp | 326.25%-310.0pp | 21.94%-5.7pp |
| Employer contribution / active EE | $1,345 | $1,182+13.8% | $2,503-46.3% | $1,967-31.6% |
| Participant deferral / active EE | $4,538 | $2,197+106.5% | $3,952+14.8% | $2,959+53.3% |
| Admin fee / account holder | $6,587 | $2,820+133.6% | $7,704-14.5% | $3,480+89.3% |