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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,560 | $64,959+167.2% | $158,226+9.7% | $69,733+148.9% |
| Participation rate | 51.1% | 52.1%-1.0pp | 74.8%-23.7pp | 62.5%-11.3pp |
| Annual return | 16.22% | 18.37%-2.1pp | 501.41%-485.2pp | 15.22%+1.0pp |
| Employer contribution / active EE | $1,345 | $1,361-1.2% | $2,986-54.9% | $2,250-40.2% |
| Participant deferral / active EE | $4,538 | $2,394+89.5% | $4,317+5.1% | $3,054+48.6% |
| Admin fee / account holder | $6,587 | $3,340+97.2% | $10,217-35.5% | $3,102+112.4% |