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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,731 | $63,082+207.1% | $81,726+137.0% | $79,856+142.6% |
| Participation rate | 96.7% | 67.5%+29.1pp | 72.0%+24.7pp | 69.6%+27.0pp |
| Annual return | 0.67% | 22.66%-22.0pp | 29.49%-28.8pp | 31.71%-31.0pp |
| Employer contribution / active EE | $2,516 | $1,795+40.1% | $4,311-41.6% | $2,471+1.8% |
| Participant deferral / active EE | $10,965 | $2,780+294.3% | $7,108+54.2% | $3,741+193.1% |
| Admin fee / account holder | $33,099 | $4,428+647.4% | $5,160+541.4% | $5,306+523.7% |