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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,676 | $110,379-23.3% | $102,412-17.3% | $145,884-42.0% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 18.89% | 24.84%-5.9pp | 24.94%-6.0pp | 551.85%-533.0pp |
| Employer contribution / active EE | $1,116 | $4,216-73.5% | $3,870-71.2% | $4,662-76.1% |
| Participant deferral / active EE | $1,404 | $5,622-75.0% | $5,060-72.3% | $6,690-79.0% |
| Admin fee / account holder | $17,576 | $9,745+80.4% | $8,388+109.6% | $13,392+31.2% |