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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,224 | $112,131+5.4% | $95,964+23.2% | $158,982-25.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 11.46% | 171.19%-159.7pp | 91.64%-80.2pp | 302.99%-291.5pp |
| Employer contribution / active EE | $3,330 | $3,199+4.1% | $2,541+31.0% | $4,763-30.1% |
| Participant deferral / active EE | $6,483 | $4,784+35.5% | $4,167+55.6% | $5,983+8.3% |
| Admin fee / account holder | $2,762 | $10,136-72.7% | $6,797-59.4% | $11,252-75.4% |