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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,125 | $64,729+36.1% | $112,263-21.5% | $68,490+28.7% |
| Participation rate | 90.3% | 67.2%+23.2pp | 75.1%+15.3pp | 67.9%+22.4pp |
| Annual return | -22.51% | -11.40%-11.1pp | 27.49%-50.0pp | -7.85%-14.7pp |
| Employer contribution / active EE | $4,227 | $2,746+53.9% | $3,636+16.2% | $2,597+62.8% |
| Participant deferral / active EE | $5,729 | $3,566+60.7% | $4,729+21.1% | $4,028+42.2% |
| Admin fee / account holder | $20,829 | $5,222+298.9% | $6,410+224.9% | $5,403+285.5% |