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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,954 | $91,911-88.1% | $68,612-84.0% | $135,380-91.9% |
| Participation rate | 100.0% | 76.7%+23.3pp | 72.2%+27.8pp | 82.6%+17.4pp |
| Annual return | -4.47% | -8.22%+3.7pp | -4.63%+0.2pp | 519.81%-524.3pp |
| Employer contribution / active EE | $1,239 | $3,924-68.4% | $2,625-52.8% | $4,779-74.1% |
| Participant deferral / active EE | $1,569 | $4,315-63.6% | $3,311-52.6% | $5,609-72.0% |
| Admin fee / account holder | $7,010 | $9,240-24.1% | $5,131+36.6% | $10,828-35.3% |