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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAPFINANCIAL PARTNERS, L Service code 27 · EIN 26-0058143 | Advisory (Plan) | $49,999 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $49,197 |
WITHUMSMITH+BROWN, PC4 years Filed as: WITHUM Service code 10 · EIN 22-2027092 | Accounting | $38,480 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,740 | $101,795+75.6% | $165,100+8.3% | $80,959+120.8% |
| Participation rate | 82.0% | 71.8%+10.2pp | 78.6%+3.4pp | 67.7%+14.3pp |
| Annual return | 11.50% | 16.73%-5.2pp | 70.21%-58.7pp | 35.67%-24.2pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,348-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,302 | $4,476+18.5% | $6,035-12.1% | $4,300+23.3% |
| Admin fee / account holder | $773 | $8,221-90.6% | $12,696-93.9% | $6,925-88.8% |