Retirement plan

REAGENT CHEMICAL & RESEARCH, INC. EMPLOYEES' PROFIT SHARING TRUST

Name: REAGENT CHEMICAL & RESEARCH, INC. - REAGENT CHEMICAL & RESEARCH, INC. EMPLOYEES' PROFIT SHARING TRUST (2020) Form 5500
Creator: REAGENT CHEMICAL & RESEARCH, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, REAGENT CHEMICAL & RESEARCH, INC. EMPLOYEES' PROFIT SHARING TRUST, REAGENT CHEMICAL & RESEARCH, INC.

REAGENT CHEMICAL & RESEARCH, INC.EIN 22-1632289Plan #001PY 2020

115 US HIGHWAY 202 - RINGOES, NJ 08551908-284-2800reagentchemical.comLinkedIn501-1000 employeeschemicals

Prospect flagsHigh assets / participant

How to read this page

Total assets (EOY)

$167.4M

+0.6% from 2019

Total participants

649

-5.7% from 2019

Average account balance

$259,960

+5.0% from 2019

Annual return

14.60%

-7.20 pp from 2019

Benchmarks

See 1,160 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort1,160 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.01M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-84.94%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
STRATEGIC ADVISORS, INC.6+ years Filed as: STRATEGIC ADVISORS Service code 27 · EIN 04-2654524 SOUTHPOINTE BLVD · CANONSBURG, PA 15317	Advisory (Plan)	$84,649
FIDELITY INVESTMENTS INSTITUTIONAL6+ years Filed as: FIDELITY INVESTMENTS Service code 37 · EIN 04-2647786 WEST DEKALB PIKE · KING OF PRUSSIA, PA 19406	Loan Processing	-$107,644

Plan features & details

Pension benefit codes2E2F2G2J2K2S3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Plan-level admin expenses are zero - fees are likely paid at the master-trust level rather than the individual plan.

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MSPC CPA'S AND ADVISORS, PC
Auditor EIN: 222951202
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$259,960

$85,135+205.3%

$98,920+162.8%

$73,412+254.1%

Participation rate

99.1%

81.1%+18.0pp

76.0%+23.1pp

72.2%+26.9pp

Annual return

14.60%

19.14%-4.5pp

196.47%-181.9pp

59.30%-44.7pp

Employer contribution / active EE

$8,694

$2,721+219.5%

$2,689+223.3%

$2,234+289.2%

Participant deferral / active EE

$6,675

$4,349+53.5%

$4,245+57.3%

$3,806+75.4%

Admin fee / account holder

-$36

$139-125.6%

$6,643-100.5%

$158-122.6%

Provider

Service type

Compensation

STRATEGIC ADVISORS, INC.6+ years

Filed as: STRATEGIC ADVISORS

Service code 27 · EIN 04-2654524

SOUTHPOINTE BLVD · CANONSBURG, PA 15317

Advisory (Plan)

$84,649

FIDELITY INVESTMENTS INSTITUTIONAL6+ years

Filed as: FIDELITY INVESTMENTS

Service code 37 · EIN 04-2647786

WEST DEKALB PIKE · KING OF PRUSSIA, PA 19406

Loan Processing

-$107,644

REAGENT CHEMICAL & RESEARCH, INC. EMPLOYEES' PROFIT SHARING TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

REAGENT CHEMICAL & RESEARCH, INC. EMPLOYEES' PROFIT SHARING TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion