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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,234 | $87,059+3.6% | $105,608-14.6% | $80,925+11.5% |
| Participation rate | 55.1% | 70.4%-15.4pp | 75.3%-20.2pp | 67.7%-12.6pp |
| Annual return | 11.07% | 17.05%-6.0pp | 116.50%-105.4pp | 35.65%-24.6pp |
| Employer contribution / active EE | $857 | $2,396-64.3% | $3,167-73.0% | $2,756-68.9% |
| Participant deferral / active EE | $2,635 | $3,986-33.9% | $5,010-47.4% | $4,299-38.7% |
| Admin fee / account holder | $11,290 | $8,443+33.7% | $11,028+2.4% | $6,940+62.7% |