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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $593,117 | $77,817+662.2% | $123,553+380.1% | $64,173+824.2% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -4.19% | 12.49%-16.7pp | 119.21%-123.4pp | 7.63%-11.8pp |
| Employer contribution / active EE | $7,196 | $3,014+138.8% | $4,628+55.5% | $2,381+202.3% |
| Participant deferral / active EE | $11,326 | $5,240+116.1% | $6,426+76.2% | $3,470+226.4% |
| Admin fee / account holder | $36,708 | $5,519+565.1% | $9,284+295.4% | $4,887+651.1% |