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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,665 | $93,345+202.8% | $119,126+137.3% | $87,485+223.1% |
| Participation rate | 96.0% | 68.7%+27.3pp | 75.8%+20.2pp | 68.9%+27.1pp |
| Annual return | 10.12% | 19.08%-9.0pp | 282.11%-272.0pp | 26.06%-15.9pp |
| Employer contribution / active EE | $5,169 | $3,172+63.0% | $4,034+28.2% | $2,596+99.1% |
| Participant deferral / active EE | $11,676 | $4,099+184.9% | $5,318+119.6% | $4,274+173.2% |
| Admin fee / account holder | $5,245 | $8,039-34.7% | $10,693-50.9% | $7,775-32.5% |