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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,665 | $88,672+218.8% | $105,223+168.6% | $82,448+242.8% |
| Participation rate | 96.0% | 67.9%+28.1pp | 75.0%+21.0pp | 68.1%+27.9pp |
| Annual return | 10.12% | 30.86%-20.7pp | 180.65%-170.5pp | 41.64%-31.5pp |
| Employer contribution / active EE | $5,169 | $3,048+69.6% | $3,689+40.1% | $2,551+102.6% |
| Participant deferral / active EE | $11,676 | $4,036+189.3% | $5,072+130.2% | $4,139+182.1% |
| Admin fee / account holder | $5,245 | $7,146-26.6% | $8,859-40.8% | $7,234-27.5% |