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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,665 | $105,284+168.5% | $150,734+87.5% | $94,015+200.7% |
| Participation rate | 96.0% | 71.7%+24.3pp | 78.4%+17.6pp | 70.8%+25.2pp |
| Annual return | 10.12% | 15.67%-5.5pp | 600.81%-590.7pp | 17.84%-7.7pp |
| Employer contribution / active EE | $5,169 | $3,599+43.6% | $4,918+5.1% | $2,790+85.3% |
| Participant deferral / active EE | $11,676 | $4,274+173.2% | $5,610+108.1% | $4,249+174.8% |
| Admin fee / account holder | $5,245 | $9,839-46.7% | $14,905-64.8% | $8,951-41.4% |