Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,223 | $79,867+29.2% | $120,344-14.2% | $64,340+60.4% |
| Participation rate | 11.2% | 63.0%-51.8pp | 76.7%-65.5pp | 55.2%-44.1pp |
| Annual return | 9.66% | 21.10%-11.4pp | 20.30%-10.6pp | 24.14%-14.5pp |
| Employer contribution / active EE | $0 | $1,925-100.0% | $3,020-100.0% | $1,862-100.0% |
| Participant deferral / active EE | $546 | $3,593-84.8% | $5,135-89.4% | $2,980-81.7% |
| Admin fee / account holder | $6,397 | $5,039+26.9% | $12,742-49.8% | $3,703+72.8% |