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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,349 | $54,380-75.5% | $68,509-80.5% | $59,633-77.6% |
| Participation rate | 87.4% | 70.2%+17.2pp | 74.7%+12.6pp | 68.7%+18.7pp |
| Annual return | -1.38% | 2.83%-4.2pp | 8.27%-9.6pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $926 | $1,539-39.8% | $2,278-59.3% | $2,203-58.0% |
| Participant deferral / active EE | $516 | $2,643-80.5% | $3,382-84.8% | $3,192-83.8% |
| Admin fee / account holder | $1,331 | $3,885-65.7% | $5,275-74.8% | $4,297-69.0% |