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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,446 | $98,766+17.9% | $149,730-22.2% | $79,852+45.8% |
| Participation rate | 98.9% | 75.8%+23.1pp | 82.5%+16.4pp | 69.6%+29.3pp |
| Annual return | 15.25% | 27.43%-12.2pp | 276.70%-261.4pp | 31.72%-16.5pp |
| Employer contribution / active EE | $2,759 | $3,217-14.2% | $4,645-40.6% | $2,471+11.7% |
| Participant deferral / active EE | $6,861 | $5,681+20.8% | $6,843+0.3% | $3,740+83.4% |
| Admin fee / account holder | $2,133 | $6,052-64.8% | $9,310-77.1% | $5,306-59.8% |