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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,715 | $58,828-39.3% | $78,002-54.2% | $62,881-43.2% |
| Participation rate | 83.8% | 71.1%+12.7pp | 75.5%+8.2pp | 69.3%+14.4pp |
| Annual return | 6.60% | 17.16%-10.6pp | 425.99%-419.4pp | 20.14%-13.5pp |
| Employer contribution / active EE | $1,359 | $1,672-18.7% | $2,470-45.0% | $2,281-40.4% |
| Participant deferral / active EE | $1,509 | $2,686-43.8% | $3,497-56.9% | $3,203-52.9% |
| Admin fee / account holder | $2,127 | $4,393-51.6% | $5,481-61.2% | $4,296-50.5% |