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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,710 | $57,541-77.9% | $95,740-86.7% | $75,173-83.1% |
| Participation rate | 69.4% | 62.5%+6.9pp | 72.3%-2.8pp | 67.2%+2.2pp |
| Annual return | 61.71% | 34.93%+26.8pp | 28.41%+33.3pp | 160.72%-99.0pp |
| Employer contribution / active EE | $2,499 | $1,808+38.3% | $2,836-11.9% | $2,671-6.4% |
| Participant deferral / active EE | $4,739 | $3,074+54.2% | $4,244+11.7% | $4,126+14.8% |
| Admin fee / account holder | $150 | $4,099-96.3% | $5,676-97.4% | $5,651-97.3% |