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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,191 | $61,815-56.0% | $97,295-72.1% | $80,959-66.4% |
| Participation rate | 62.2% | 63.5%-1.3pp | 72.7%-10.5pp | 67.7%-5.5pp |
| Annual return | 17.97% | -558.73%+576.7pp | 75.62%-57.6pp | 35.67%-17.7pp |
| Employer contribution / active EE | $2,740 | $1,836+49.2% | $2,723+0.6% | $2,757-0.6% |
| Participant deferral / active EE | $6,160 | $3,027+103.5% | $4,264+44.5% | $4,300+43.2% |
| Admin fee / account holder | $339 | $5,166-93.4% | $5,646-94.0% | $6,925-95.1% |