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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,805 | $142,354+6.6% | $125,529+20.9% | $155,188-2.2% |
| Participation rate | 71.4% | 78.1%-6.6pp | 74.7%-3.3pp | 80.8%-9.4pp |
| Annual return | 17.74% | 306.06%-288.3pp | 202.56%-184.8pp | 148.84%-131.1pp |
| Employer contribution / active EE | $0 | $3,501-100.0% | $3,058-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $5,382 | $5,491-2.0% | $4,813+11.8% | $6,531-17.6% |
| Admin fee / account holder | $9,432 | $19,392-51.4% | $16,298-42.1% | $14,480-34.9% |