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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,313 | $78,707-39.9% | $117,861-59.9% | $70,126-32.5% |
| Participation rate | 38.7% | 73.2%-34.5pp | 79.7%-41.0pp | 69.5%-30.8pp |
| Annual return | 20.90% | 23.30%-2.4pp | 335.11%-314.2pp | 73.15%-52.2pp |
| Employer contribution / active EE | $0 | $2,223-100.0% | $3,786-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,558 | $3,297-52.7% | $4,482-65.2% | $3,332-53.2% |
| Admin fee / account holder | $196 | $5,066-96.1% | $8,021-97.6% | $4,645-95.8% |