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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,886 | $117,846+129.0% | $102,434+163.5% | $145,884+85.0% |
| Participation rate | 92.9% | 78.6%+14.2pp | 76.5%+16.3pp | 80.3%+12.6pp |
| Annual return | 12.57% | 31.90%-19.3pp | 29.46%-16.9pp | 551.85%-539.3pp |
| Employer contribution / active EE | $11,621 | $3,615+221.5% | $3,023+284.4% | $4,662+149.3% |
| Participant deferral / active EE | $11,608 | $5,733+102.5% | $5,055+129.6% | $6,690+73.5% |
| Admin fee / account holder | $8,547 | $13,356-36.0% | $9,462-9.7% | $13,392-36.2% |