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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,325 | $90,607+113.4% | $79,467+143.3% | $135,380+42.8% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -10.59% | 977.74%-988.3pp | 718.30%-728.9pp | 519.81%-530.4pp |
| Employer contribution / active EE | $14,335 | $3,068+367.3% | $2,800+411.9% | $4,779+200.0% |
| Participant deferral / active EE | $11,895 | $4,050+193.7% | $3,704+221.2% | $5,609+112.1% |
| Admin fee / account holder | $1,307 | $5,895-77.8% | $5,104-74.4% | $10,828-87.9% |