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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,982 | $157,829+50.2% | $136,867+73.1% | $198,609+19.3% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 12.04% | 51.25%-39.2pp | 42.97%-30.9pp | 202.70%-190.7pp |
| Employer contribution / active EE | $18,586 | $3,923+373.8% | $3,547+424.0% | $5,055+267.6% |
| Participant deferral / active EE | $16,547 | $5,463+202.9% | $4,924+236.1% | $6,977+137.2% |
| Admin fee / account holder | $74,103 | $11,107+567.2% | $10,340+616.7% | $19,030+289.4% |