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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,961 | $142,430-95.8% | $115,170-94.8% | $152,897-96.1% |
| Participation rate | 63.6% | 82.4%-18.7pp | 75.9%-12.3pp | 82.5%-18.8pp |
| Annual return | 30.38% | 41.48%-11.1pp | 35.60%-5.2pp | 345.43%-315.0pp |
| Employer contribution / active EE | $2,300 | $4,011-42.6% | $3,179-27.6% | $4,764-51.7% |
| Participant deferral / active EE | $1,444 | $5,165-72.0% | $4,169-65.4% | $5,851-75.3% |
| Admin fee / account holder | $264 | $8,464-96.9% | $7,089-96.3% | $11,599-97.7% |