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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,888 | $150,435-80.1% | $120,580-75.2% | $145,897-79.5% |
| Participation rate | 85.7% | 78.8%+6.9pp | 72.0%+13.8pp | 80.3%+5.4pp |
| Annual return | 7.28% | 154.60%-147.3pp | 107.48%-100.2pp | 552.29%-545.0pp |
| Employer contribution / active EE | $2,517 | $4,352-42.2% | $3,469-27.5% | $4,663-46.0% |
| Participant deferral / active EE | $2,517 | $6,174-59.2% | $4,995-49.6% | $6,689-62.4% |
| Admin fee / account holder | $828 | $12,182-93.2% | $9,418-91.2% | $13,390-93.8% |