Retirement plan

UNITED WAY OF NORTHERN NEW JERSEY 401(K) PLAN

Name: UNITED WAY OF NORTHERN NEW JERSEY - UNITED WAY OF NORTHERN NEW JERSEY 401(K) PLAN (2025) Form 5500
Creator: UNITED WAY OF NORTHERN NEW JERSEY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UNITED WAY OF NORTHERN NEW JERSEY 401(K) PLAN, UNITED WAY OF NORTHERN NEW JERSEY

UNITED WAY OF NORTHERN NEW JERSEYEIN 22-1487247Plan #002PY 2025

222 RIDGEDALE AVENUE FLOOR 3 - CEDAR KNOLLS, NJ 07927973-993-1160unitedwaynnj.orgLinkedIn11-50 employeesnon-profit organization management

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$13.2M

+1.4% from 2024

Total participants

+7.8% from 2024

Average account balance

$210,136

+3.1% from 2024

Annual return

14.80%

-2.55 pp from 2024

Benchmarks

See 10,057 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort10,057 peers

Snapshot2025

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$13.24M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$210K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

146.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$625K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$38123

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$2.4M

$55855 / participant

Other / not subdivided$2M100.0%

% of EOY assets

18.142%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$210,136

$54,705+284.1%

$71,209+195.1%

$84,808+147.8%

Participation rate

86.0%

64.1%+22.0pp

73.8%+12.3pp

68.3%+17.7pp

Annual return

14.80%

35.90%-21.1pp

282.51%-267.7pp

40.90%-26.1pp

Employer contribution / active EE

$8,555

$2,158+296.4%

$2,721+214.4%

$2,631+225.2%

Participant deferral / active EE

$5,992

$3,030+97.7%

$4,175+43.5%

$4,212+42.3%

Admin fee / account holder

$38,123

$4,863+683.9%

$5,349+612.7%

$7,344+419.1%

UNITED WAY OF NORTHERN NEW JERSEY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UNITED WAY OF NORTHERN NEW JERSEY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion