Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,626 | $77,816+155.3% | $123,552+60.8% | $64,173+209.5% |
| Participation rate | 21.4% | 74.7%-53.3pp | 82.3%-60.9pp | 69.6%-48.1pp |
| Annual return | -6.78% | 12.49%-19.3pp | 119.20%-126.0pp | 7.63%-14.4pp |
| Employer contribution / active EE | $562 | $3,014-81.4% | $4,628-87.9% | $2,381-76.4% |
| Participant deferral / active EE | $1,858 | $5,240-64.5% | $6,426-71.1% | $3,470-46.4% |
| Admin fee / account holder | $828 | $5,519-85.0% | $9,285-91.1% | $4,887-83.1% |