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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,552 | $115,917+130.8% | $100,535+166.1% | $158,982+68.3% |
| Participation rate | 95.0% | 81.6%+13.4pp | 79.4%+15.6pp | 82.0%+13.0pp |
| Annual return | 9.07% | 34.80%-25.7pp | 30.90%-21.8pp | 302.99%-293.9pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $5,588 | $6,677-16.3% | $6,271-10.9% | $5,983-6.6% |
| Admin fee / account holder | $6,797 | $11,002-38.2% | $8,085-15.9% | $11,252-39.6% |