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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,240 | $113,338+36.1% | $94,993+62.4% | $147,585+4.5% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 12.98% | 20.80%-7.8pp | 27.14%-14.2pp | 578.58%-565.6pp |
| Employer contribution / active EE | $1,154 | $3,160-63.5% | $2,603-55.7% | $4,876-76.3% |
| Participant deferral / active EE | $2,772 | $3,777-26.6% | $3,317-16.4% | $5,439-49.0% |
| Admin fee / account holder | $10,769 | $6,063+77.6% | $4,960+117.1% | $10,886-1.1% |