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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,848 | $110,039+63.4% | $97,260+84.9% | $145,884+23.3% |
| Participation rate | 84.2% | 75.9%+8.3pp | 72.7%+11.5pp | 80.3%+3.9pp |
| Annual return | 15.01% | 244.44%-229.4pp | 75.54%-60.5pp | 551.85%-536.8pp |
| Employer contribution / active EE | $1,347 | $3,074-56.2% | $2,721-50.5% | $4,662-71.1% |
| Participant deferral / active EE | $2,726 | $4,674-41.7% | $4,262-36.0% | $6,690-59.3% |
| Admin fee / account holder | $28,196 | $6,204+354.5% | $5,640+399.9% | $13,392+110.5% |