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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $590,152 | $117,829+400.9% | $102,423+476.2% | $145,877+304.6% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 15.49% | 31.83%-16.3pp | 29.42%-13.9pp | 551.28%-535.8pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,250 | $5,732-43.3% | $5,054-35.7% | $6,691-51.4% |
| Admin fee / account holder | $35,314 | $13,335+164.8% | $9,455+273.5% | $13,402+163.5% |