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| Provider | Service type | Compensation |
|---|---|---|
JAEGER LUMBER AND SUPPLY1 year Service code 99 · EIN 22-1016175 2322 MORRIS AVENUE · UNION, NJ 07083 | Other Fees | $61,875 |
THE MANDMARBLESTONE GROUP LLC4+ years Service code 13 2929 ARCH STREET · PHILDELPHIA, PA 19104 | Contract Administrator | $2,907 |
AMERICAN FUNDS4+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT COM Service code 64 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071 | Recordkeeping Fees | $1,968 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,592 | $42,548+103.5% | $74,549+16.2% | $56,287+53.8% |
| Participation rate | 88.2% | 60.5%+27.8pp | 69.1%+19.1pp | 69.9%+18.4pp |
| Annual return | -6.80% | 12.40%-19.2pp | 32.53%-39.3pp | -9.96%+3.2pp |
| Employer contribution / active EE | $2,074 | $855+142.5% | $1,961+5.8% | $2,111-1.8% |
| Participant deferral / active EE | $3,506 | $2,277+53.9% | $3,108+12.8% | $3,350+4.7% |
| Admin fee / account holder | $427 | $467-8.5% | $5,059-91.6% | $521-18.0% |