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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,629 | $71,878+38.6% | $86,698+14.9% | $68,486+45.5% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -19.08% | 3.53%-22.6pp | 35.95%-55.0pp | -7.85%-11.2pp |
| Employer contribution / active EE | $6,336 | $2,173+191.6% | $2,837+123.4% | $2,597+144.0% |
| Participant deferral / active EE | $4,343 | $3,779+14.9% | $4,656-6.7% | $4,028+7.8% |
| Admin fee / account holder | $941 | $6,113-84.6% | $7,493-87.4% | $5,404-82.6% |