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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,156 | $72,404-68.0% | $110,243-79.0% | $64,173-63.9% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -6.56% | -6.29%-0.3pp | 314.76%-321.3pp | 7.63%-14.2pp |
| Employer contribution / active EE | $3,752 | $2,282+64.4% | $3,827-2.0% | $2,381+57.6% |
| Participant deferral / active EE | $2,100 | $3,469-39.5% | $4,672-55.1% | $3,470-39.5% |
| Admin fee / account holder | $4,263 | $5,664-24.7% | $8,548-50.1% | $4,887-12.8% |