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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,846 | $92,766-81.8% | $82,763-79.6% | $134,545-87.5% |
| Participation rate | 58.3% | 75.2%-16.9pp | 72.6%-14.2pp | 81.2%-22.9pp |
| Annual return | -20.85% | 946.97%-967.8pp | 702.45%-723.3pp | 418.37%-439.2pp |
| Employer contribution / active EE | $1,282 | $3,273-60.8% | $3,008-57.4% | $4,742-73.0% |
| Participant deferral / active EE | $3,976 | $4,802-17.2% | $4,395-9.5% | $6,401-37.9% |
| Admin fee / account holder | $471 | $5,978-92.1% | $5,325-91.2% | $11,431-95.9% |