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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,749 | $48,364+122.8% | $71,796+50.1% | $62,881+71.4% |
| Participation rate | 64.8% | 60.6%+4.2pp | 69.1%-4.3pp | 69.3%-4.5pp |
| Annual return | 7.83% | 13.16%-5.3pp | 78.04%-70.2pp | 20.14%-12.3pp |
| Employer contribution / active EE | $1,415 | $1,042+35.8% | $1,924-26.5% | $2,281-38.0% |
| Participant deferral / active EE | $4,196 | $2,091+100.7% | $2,794+50.2% | $3,203+31.0% |
| Admin fee / account holder | $731 | $3,771-80.6% | $4,815-84.8% | $4,296-83.0% |