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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,909 | $81,208-69.3% | $98,916-74.8% | $79,858-68.8% |
| Participation rate | 81.6% | 72.5%+9.1pp | 76.0%+5.6pp | 69.6%+11.9pp |
| Annual return | 13.31% | 60.99%-47.7pp | 196.45%-183.1pp | 31.72%-18.4pp |
| Employer contribution / active EE | $1,049 | $1,960-46.5% | $2,689-61.0% | $2,471-57.6% |
| Participant deferral / active EE | $2,051 | $3,265-37.2% | $4,245-51.7% | $3,740-45.2% |
| Admin fee / account holder | $1,911 | $6,013-68.2% | $6,642-71.2% | $5,306-64.0% |