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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $21,923 |
PLANNING CORP OF AMERICA1 year Filed as: PLANNING SOLUTIONS GROUP, LLC Service code 27 · EIN 45-0491713 | Advisory (Plan) | $10,460 |
Service code 27 · EIN 52-2214000 | Advisory (Plan) | $8,277 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,928 | $42,548+38.5% | $74,551-21.0% | $56,289+4.7% |
| Participation rate | 34.8% | 60.5%-25.6pp | 69.1%-34.3pp | 69.9%-35.0pp |
| Annual return | -7.13% | 12.40%-19.5pp | 32.53%-39.7pp | -9.96%+2.8pp |
| Employer contribution / active EE | $316 | $855-63.0% | $1,961-83.9% | $2,111-85.0% |
| Participant deferral / active EE | $2,118 | $2,277-7.0% | $3,108-31.8% | $3,350-36.8% |
| Admin fee / account holder | $331 | $467-29.2% | $5,059-93.5% | $521-36.5% |