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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,233 | $136,860+93.8% | $120,344+120.4% | $154,746+71.4% |
| Participation rate | 94.1% | 79.9%+14.2pp | 76.7%+17.4pp | 80.7%+13.4pp |
| Annual return | 13.32% | 21.38%-8.1pp | 20.30%-7.0pp | 172.34%-159.0pp |
| Employer contribution / active EE | $0 | $3,533-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $3,281 | $5,793-43.4% | $5,135-36.1% | $6,730-51.3% |
| Admin fee / account holder | $7,525 | $15,393-51.1% | $12,742-40.9% | $14,365-47.6% |