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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,450 | $117,895+143.8% | $102,460+180.5% | $145,897+97.0% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 11.25% | 31.92%-20.7pp | 29.47%-18.2pp | 552.29%-541.0pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,728 | $5,736-52.4% | $5,056-46.0% | $6,689-59.2% |
| Admin fee / account holder | $34,335 | $13,353+157.1% | $9,460+262.9% | $13,390+156.4% |