Retirement plan

INSTITUTE FOR CITIZENS AND SCHOLARS, INC. DC PLAN

Name: INSTITUTE FOR CITIZENS AND SCHOLARS, INC. - INSTITUTE FOR CITIZENS AND SCHOLARS, INC. DC PLAN (2025) Form 5500
Creator: INSTITUTE FOR CITIZENS AND SCHOLARS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INSTITUTE FOR CITIZENS AND SCHOLARS, INC. DC PLAN, INSTITUTE FOR CITIZENS AND SCHOLARS, INC.

INSTITUTE FOR CITIZENS AND SCHOLARS, INC.EIN 21-0703075Plan #001PY 2025

104 CARNEGIE CENTER,, SUITE 301 - PRINCETON, NJ 08540609-452-7007

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$13.8M

+3.2% from 2024

Total participants

-2.6% from 2024

Average account balance

$181,680

+5.9% from 2024

Annual return

11.82%

-8.89 pp from 2024

Benchmarks

See 1,689 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort1,689 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.81M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$182K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

281.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$741K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$27K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.82%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$25001

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2R2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$1.9M

$70375 / participant

Other / not subdivided$2M100.0%

% of EOY assets

13.761%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$181,680

$51,184+255.0%

$66,439+173.5%

$86,983+108.9%

Participation rate

100.0%

68.5%+31.5pp

74.5%+25.5pp

69.5%+30.5pp

Annual return

11.82%

17.07%-5.2pp

757.66%-745.8pp

25.83%-14.0pp

Employer contribution / active EE

$14,412

$2,023+612.5%

$2,637+446.6%

$2,584+457.7%

Participant deferral / active EE

$13,017

$2,927+344.6%

$3,876+235.8%

$4,194+210.4%

Admin fee / account holder

$25,001

$4,154+501.8%

$6,173+305.0%

$7,856+218.3%

INSTITUTE FOR CITIZENS AND SCHOLARS, INC. DC PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INSTITUTE FOR CITIZENS AND SCHOLARS, INC. DC PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion