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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC6 years Service code 26 | Advisory (Participants) | $35,944 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,433 | $62,409+120.2% | $120,574+14.0% | $74,459+84.6% |
| Participation rate | 52.8% | 56.8%-4.0pp | 71.9%-19.1pp | 67.2%-14.4pp |
| Annual return | 12.83% | 18.62%-5.8pp | 107.42%-94.6pp | 1369.70%-1356.9pp |
| Employer contribution / active EE | $1,886 | $1,847+2.1% | $3,471-45.7% | $2,626-28.2% |
| Participant deferral / active EE | $3,163 | $2,888+9.5% | $4,996-36.7% | $4,350-27.3% |
| Admin fee / account holder | $800 | $2,394-66.6% | $9,445-91.5% | $1,945-58.9% |