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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,785 | $93,617+263.0% | $135,982+149.9% | $75,177+352.0% |
| Participation rate | 98.5% | 75.2%+23.3pp | 81.9%+16.5pp | 67.2%+31.3pp |
| Annual return | 15.19% | 30.89%-15.7pp | 68.32%-53.1pp | 160.75%-145.6pp |
| Employer contribution / active EE | $9,570 | $3,538+170.5% | $4,859+97.0% | $2,671+258.3% |
| Participant deferral / active EE | $10,796 | $6,406+68.5% | $7,760+39.1% | $4,126+161.6% |
| Admin fee / account holder | $5,876 | $6,980-15.8% | $10,767-45.4% | $5,651+4.0% |