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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,708 | $106,749+250.1% | $145,433+157.0% | $82,448+353.3% |
| Participation rate | 97.6% | 75.6%+21.9pp | 82.1%+15.4pp | 68.1%+29.5pp |
| Annual return | 15.44% | 27.59%-12.2pp | 66.58%-51.1pp | 41.64%-26.2pp |
| Employer contribution / active EE | $7,929 | $3,444+130.2% | $4,554+74.1% | $2,551+210.8% |
| Participant deferral / active EE | $8,820 | $6,519+35.3% | $7,897+11.7% | $4,139+113.1% |
| Admin fee / account holder | $4,109 | $8,390-51.0% | $13,129-68.7% | $7,234-43.2% |