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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,988 | $48,364+53.0% | $71,796+3.1% | $62,881+17.7% |
| Participation rate | 61.1% | 60.6%+0.4pp | 69.1%-8.1pp | 69.3%-8.3pp |
| Annual return | 9.37% | 13.16%-3.8pp | 78.04%-68.7pp | 20.14%-10.8pp |
| Employer contribution / active EE | $476 | $1,042-54.3% | $1,924-75.3% | $2,281-79.1% |
| Participant deferral / active EE | $1,066 | $2,091-49.0% | $2,794-61.9% | $3,203-66.7% |
| Admin fee / account holder | $3,108 | $3,771-17.6% | $4,815-35.4% | $4,296-27.6% |