Filed October 18, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH RETIREMENT & BENEFIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $9,824 |
ASCENSUS LLC2 years Service code 15 · EIN 11-3665754 | Recordkeeping | $1,275 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,987 | $59,328+4.5% | $118,925-47.9% | $73,488-15.7% |
| Participation rate | 31.9% | 62.3%-30.4pp | 75.4%-43.5pp | 70.7%-38.8pp |
| Annual return | 12.77% | 19.13%-6.4pp | 35.88%-23.1pp | 28.51%-15.7pp |
| Employer contribution / active EE | $873 | $1,803-51.6% | $3,263-73.2% | $2,270-61.5% |
| Participant deferral / active EE | $2,439 | $2,604-6.3% | $4,265-42.8% | $3,740-34.8% |
| Admin fee / account holder | $191 | $600-68.1% | $6,581-97.1% | $513-62.7% |