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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS8+ years Filed as: NEWPORT CAPITAL GROUP Service code 27 · EIN 86-1109193 | Advisory (Plan) | $39,503 |
ASCENSUS LLC5 years Service code 15 · EIN 11-3665754 | Recordkeeping | $16,698 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,120 | $59,819+22.2% | $79,583-8.1% | $68,490+6.8% |
| Participation rate | 91.3% | 61.1%+30.2pp | 69.5%+21.8pp | 67.9%+23.4pp |
| Annual return | -18.33% | -12.30%-6.0pp | 0.16%-18.5pp | -7.85%-10.5pp |
| Employer contribution / active EE | $1,994 | $1,505+32.5% | $2,414-17.4% | $2,597-23.2% |
| Participant deferral / active EE | $5,299 | $3,025+75.2% | $3,986+33.0% | $4,028+31.6% |
| Admin fee / account holder | $461 | $4,835-90.5% | $6,835-93.3% | $5,403-91.5% |