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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,126 | $134,817-88.8% | $123,973-87.8% | $155,188-90.3% |
| Participation rate | 91.7% | 79.4%+12.3pp | 76.7%+15.0pp | 80.8%+10.9pp |
| Annual return | 0.28% | 515.49%-515.2pp | 388.13%-387.8pp | 148.84%-148.6pp |
| Employer contribution / active EE | $5,100 | $4,425+15.2% | $4,126+23.6% | $4,248+20.1% |
| Participant deferral / active EE | $0 | $5,706-100.0% | $5,247-100.0% | $6,531-100.0% |
| Admin fee / account holder | $780 | $13,245-94.1% | $11,799-93.4% | $14,480-94.6% |